Welcome to Orrish finance private limited
These Website Standard Terms and Conditions (these “Terms” or these “Website Standard Terms and Conditions”) contained herein on this webpage, shall govern the use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to the use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms and Conditions.
By continuing to use this website, you implicitly agree to all the terms and conditions enumerated below. This Website is meant for information and financial transactions and may require entering into legal contracts to digitally sign transactions and therefore is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Website if you are a minor.
Orrish Finance Private Limited, Office No C-220, Second Floor, Edge Commercial, Opposite Maruti Arena Vishwbharti, Vidhan Sabha Main Road Mowa Raipur (C.G.) 492007, are the sole and absolute owners of this Website and all the content published from this URL.
Other than content you submit, which you may have opted to include on this Website, under these Terms, Orrish Finance Private Limited and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved. You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website.
Digital lending services provided through the Orrish Loans application are governed by the RBI Digital Lending Guidelines. Users are advised to refer to our dedicated 'Digital Lending' section and 'Fair Practice Code' for detailed information on loan processing, APR, and transparency.
By using the App, you grant Orrish Finance Private Limited a license to access data strictly necessary for credit underwriting as per RBI norms.
Borrowers are entitled to a 'Cooling-off/Look-through' period as specified in the Sanction Letter/KFS, during which they may exit the loan by paying the principal and proportionate APR without any prepayment penalty.
Orrish Finance may engage third-party Lending Service Providers (LSPs) or Digital Partners for customer acquisition and servicing. The names of such partners are updated on our website and shall be disclosed in the individual Loan Agreement/KFS provided to the borrower.
In the event of a dispute or service deficiency, users may invoke the Grievance Redressal Mechanism. Detailed contact information for our Grievance Redressal Officer (GRO) and the escalation matrix are available on our dedicated Grievance page and within the Privacy Policy.
You are expressly restricted from all of the following:
Certain areas of this Website are restricted from access by you and Orrish Finance Private Limited may further restrict access by you to any areas of this Website, at any time, in its sole and absolute discretion.
This Website is provided “as is,” with all faults, and Orrish Finance Private Limited makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consultation or advice to you.
In no event shall Orrish Finance Private Limited, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise. Orrish Finance Private Limited, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.
You hereby indemnify to the fullest extent Orrish Finance Private Limited from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.
Orrish Finance Private Limited is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.
Orrish Finance Private Limited shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.
These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Orrish Finance Private Limited and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same. If any clause of these Terms is or becomes illegal, invalid, or unenforceable by any court of competent jurisdiction, such findings shall not invalidate the remainder of These Terms.
These Terms will be governed by and construed in accordance with the laws of India and you submit to the non-exclusive jurisdiction of the courts in Raipur (C.G.), India for the resolution of any disputes.
Orrish Finance Private Limited.
