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PRIVACY POLICY

Effective Date: Date of posting on the site

The Privacy Policy governs the use of this website www.orrishfinance.com (Website) of Orrish Finance Private Limited. Orrish Finance deeply values the privacy of its users.

Information That We Collect

We collect information from you when you register on our site, put in a query, or fill out a form. When ordering or registering on our site, as appropriate, you may be asked to provide the following details:

  • Your full name
  • E-mail address
  • Mailing address
  • Phone number

Use of Information Collected

Orrish Finance may use the personal information that is collected from you to provide requested Services and for our internal business purposes, including, but not limited to:

  • Maintaining and managing your account with us;
  • Responding to your requests for our services;
  • Processing your transactions and providing you with transaction and post-transaction-related services, as well as improving and marketing our products;
  • Evaluating your use of the services;
  • Providing advertising for products and services that might interest you;
  • Communicating with you by e-mail, postal mail, courier, and/or telephone about products or services;
  • Keeping you updated on issues relevant to your business relationship with us;
  • Monitoring your compliance with any terms and conditions associated with our products and services, including identity confirmation;
  • Performing other functions as described to you at the time of collection or pursuant to your consent.

Digital Lending Data Guidelines

In compliance with RBI’s Digital Lending Guidelines, for our digital products (Personal Loan, Business Loan, LAP, Salary Advance):

  • Restricted Access: We do not access your mobile device's contacts, call logs, or private media (photos/videos). One-time access to the camera or microphone may be requested solely for KYC purposes with your explicit permission.
  • Lending Service Providers (LSPs): We may share data with authorized LSPs and digital partners strictly for loan processing and servicing. All such partners are mandated to follow the same privacy standards as Orrish Finance.
  • Data Localization: All data collected digitally is stored securely on servers located within India.

Third Party Consent & Usage

Specifically, we may share your data with third parties and service providers, including but not limited to Intellimint Technologies Private Limited, Signzy, Razorpay, Meta, Google, CIBIL, CRIF, Experian, Equifax, etc., as and when required during your loan process for purposes of identity verification, credit scoring, payment processing, and marketing.

We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.

User Data Rights

Under the Digital Personal Data Protection (DPDP) standards:

  • Withdrawal of Consent: You have the right to withdraw your consent for data processing at any stage of the loan lifecycle, subject to legal and regulatory retention requirements.
  • Right to Erasure: Users may request the deletion of their personal data once the loan obligation is fully discharged and statutory retention periods have passed.

Your Information is Safe

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal details.

We Use Cookies

Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow) that enable the site’s or service provider’s systems to recognize your browser, capture and remember certain information.

We use cookies to help us understand and save your preferences for future visits, keep track of advertisements, and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

Information Disclosure to Outside Parties

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent

By using our website, you provide consent to our website's privacy policy.

Grievance Redressal

For any grievances related to your data privacy or digital lending experience, you may contact our Nodal Grievance Redressal Officer:

Name: Naincy Sihani
Designation: Grievance Redressal Officer
Email: grievance.redressal@orrishfinance.com

Changes to this Privacy Policy

Orrish Finance reserves the right to change the Policy at any time. You may note that this Policy itself and any such change of policy will be effective from the date of posting on the site.


Orrish Finance Private Limited.

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